Detailed Management Accounts
Our Management Accounts service provides in-depth financial insights beyond basic reporting.
These monthly or quarterly reports support strategic decision-making by helping you monitor business performance, identify trends, and take timely action.
This service includes:
• Line-by-line review of the Profit & Loss (Income Statement) to assess revenue, gross
profit margins, operating expenses, and net profitability
• Balance Sheet analysis to monitor assets, liabilities, and equity movements
• Identification of anomalies, irregular transactions, or accounting misclassifications
• Commentary on variances against budget or prior periods where applicable
• Calculation and interpretation of critical financial ratios tailored to your business and
industry
• Examples include:
- Profitability Ratios (e.g., Gross Profit %, Net Profit Margin)
- Liquidity Ratios (e.g., Current Ratio, Quick Ratio)
- Efficiency Ratios (e.g., Debtors Days, Creditors Days, Inventory Turnover)
- Solvency Ratios (e.g., Debt-to-Equity, Interest Coverage Ratio)
• Dashboard-style summary of key metrics, highlighting business strengths and areas
requiring attention
• Business-specific KPIs such as revenue per employee, cost per unit, average
transaction value, or customer acquisition cost
• Executive commentary and strategic insight from a Chartered Accountant to support
board meetings, investor updates, or internal reviews
- Budgeting
Our budgeting services are designed to help your business plan ahead with clarity, align financial goals with operational strategy, and remain in control of costs. We provide a proactive approach to financial planning, ensuring your business is equipped to grow sustainably.
This service includes:
Annual Budget Preparation
• Development of a comprehensive annual budget aligned with your strategic
objectives
• Collaboration with management to gather revenue and expense assumptions
• Preparation of detailed budgets covering all operational areas: revenue, COGS,
operating expenses, staffing, and capital expenditure
• Presentation of budget in a structured and understandable format (monthly or
quarterly views)
• Budget structured according to your chart of accounts for integration with
management reporting
Variance Analysis
• Monthly or quarterly comparison of actual results against budgeted figures
• Identification of positive and negative variances with supporting commentary
c) • Visual dashboard reports to clearly illustrate performance gaps
• Actionable insights to address revenue shortfalls or cost overruns
Cost Control and Reduction Strategies
• Review of major cost centers to identify inefficiencies or non-essential spend
• Recommendations for short-term cost-cutting and long-term operational efficiency
• Development of cost benchmarks and KPI-based controls to monitor ongoing
performance
• Support in implementing financial discipline and accountability within business units
Cash Flow Forecasting
Our Cash Flow Forecasting service helps your business anticipate liquidity needs, manage working
capital effectively, and plan for short- and long-term cash requirements. This service enables forward-looking financial control to support growth, debt planning, and investment readiness.
This service includes:
• Detailed month-by-month projection of expected cash inflows and outflows
• Incorporates recurring expenses, projected revenues, VAT cycles, loan repayments,
and other obligations
• Regular updates to reflect actual performance and changing business conditions
• Identifies potential shortfalls or surplus positions in advance
• Rolling 3-month outlook to guide medium-term decision-making
• Useful for aligning operational activities with seasonal trends or project-based
funding cycles
• Incorporates performance trends, budget variances, and known market factors
• Supports decision-making around stock purchases, staffing, or capital investments
• Dashboard-style summary of key metrics, highlighting business strengths and areas
requiring attention
• Business-specific KPIs such as revenue per employee, cost per unit, average
transaction value, or customer acquisition cost
• Executive commentary and strategic insight from a Chartered Accountant to support
board meetings, investor updates, or internal reviews
• High-level 12-month projection aligned with the approved business budget
• Reflects strategic planning, expected growth, funding requirements, and investment
goals
• Ideal for submission to financiers, boards, or stakeholders
• Can be stress-tested with different scenarios to anticipate best- and worst-case
conditions (scenario analysis available as an add-on)
- Working Capital Management
Working capital management focuses on effectively managing a company’s short-term assets and liabilities to ensure sufficient liquidity, operational efficiency and financial health. The goal is to maintain a balance between current assets and current liabilities so that the business can meet its
operational needs and short-term obligations without excessive borrowing or idle funds.
This involves managing the credit extended to customers and ensuring timely collection of
outstanding invoices.
Key Services Included:
• Credit Policy Formulation
Designing client vetting procedures, setting credit terms and credit limits to manage risk.
• Accounts Receivable Monitoring
Tracking customer balances and aging schedules to identify overdue payments.
• Collections Strategy
Implementing systems for reminder notices, follow-ups, escalation procedures and legal
action if necessary.
• Receivables Financing
Exploring factoring, invoice discounting or supply chain financing to free up cash.
• Customer Relationship Management
Maintaining
This focuses on managing the company’s obligations to suppliers in a way that supports cash flow
while maintaining good supplier relationships.
Key Services Included:
• Supplier Terms Negotiation
Securing favorable credit terms, extended payment windows and early payment discounts.
• Accounts Payable Scheduling
Strategically timing payments to optimize cash availability without harming supplier trust.
• Cash Flow Forecasting
Predicting future payment obligations to ensure funds are available when needed.
• Automation and Systems Integration
Implementing payment approval workflows and digital systems to ensure accuracy and
prevent fraud.
• Vendor Relationship Management
Ensuring timely dispute resolution and maintaining supplier goodwill.
This ensures that inventory levels are aligned with operational needs, without tying up excessive
capital or risking stockouts.
Key Services Included:
• Inventory Forecasting and Demand Planning
Using historical data and market trends to predict inventory needs accurately.
• Stock Level Optimisation
Establishing minimum and maximum stock levels, reorder points and safety stock buffers.
• Warehouse Efficiency Audits
Reviewing storage, handling and layout processes to improve speed and reduce waste.
• Just-in-Time (JIT) Systems
Aligning inventory arrivals with production or sales schedules to reduce holding costs.
• Obsolete and Slow-Moving Stock Management
Identifying underperforming items and implementing strategies for clearance or disposal.
